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Overdraft Protection


A Goldline is flexible to suit your needs. It can be used for overdraft protection or as a personal line of credit for extra expenses. A Goldline is the perfect companion to your checking account.


  • Low fixed rate
  • Apply for up to $5,000*
  • Overdraft protection**
  • Personal line of credit
  • Apply once, you have access to funds up to your stated limit
  • Convenient 24 hour access

*Must meet qualifications
**If overdraft protection has been requested

Independent Coverage

We know it happens sometimes. You make an error in your checking register, or your spouse forgets to record an ATM transaction and you have an inadvertent overdraft. Mistakes can happen. That's why we're proud to offer Independent Coverage on all qualified accounts.

This valuable privilege will save you the expense and embarrassment of checks being returned in the event of a checkbook error. We'll honor your checks and help you avoid service fees or late payment charges when a check, ATM withdrawal or automatic payment overdrafts your account.

Independent Coverage allows you the worry-free financial flexibility of knowing that your checks will be paid in the event of an unexpected expense.

The Independent Coverage service will be extended to both checks and pre-authorized electronic debits from your checking account and pre-authorized electronic debits from your savings account. Independent Coverage will eliminate the expense of fees charged by merchants for Non-Sufficient Funds (NSF) checks. If your account qualifies, you are automatically enrolled.

To see if your account qualifies or if you have questions, please give us a call at 765.664.8089.