A do-everything tool that fits neatly in any wallet.
Debit Cards
Sleek, slender and easy to carry. Reliable as your best friend. Versatile as one of those camping knives with six blades, two screwdrivers and a bottle opener. It's no wonder that even as the digital era has brought new options in money management, the time-tested debit card remains remarkably popular.
- Debit cards are free with all Afena Credit Union checking accounts
- Shop online and at millions of locations worldwide
- Access cash from a nationwide network of over 5,000 ATMs (Afena belongs to the Alliance One and Co-Op ATM networks. Find a surcharge-free ATM near you by using the provided links)
- View detailed records of each debit card purchase on your Online Banking account and monthly Afena statement
- Receive fraud alerts that protect your personal finances
- Enjoy Visa services such as zero liability, which means you're not held responsible for unauthorized purchases made with your card
Afena Card Mobile
For an easier and more secure way to manage your debit card download our Afena Card Mobile App, available for iPhone and Android devices!
Our Mobile App, developed with credit union members foremost in mind, brings together all the most popular card management features and seamlessly presents them on a single platform. After easy download and installation, members simply register their debit cards on the app to enjoy many popular features. Such as:
- Seeing account details
- Getting a 30-day transaction history
- Turning a card off/on
- Setting alerts
- Reporting a card lost/stolen
- Disputing transactions
FAQs
How long do debit card transactions take to clear?
The length of time it takes for a debit transaction to clear is different depending on the merchant. You can monitor your debit card transactions 24/7 through digital banking
Can I use my debit card as credit if I have no money?
If you opt into and qualify for our overdraft coverage, Afena offers overdraft protection to cover expenses that exceed the balance you have available so you don’t have to deal with inconvenience of having your card declined. Contact Afena for more information and available options.
Is there a limit on how much I can spend or withdrawal?
The maximum daily ATM withdrawal limit is $500 ($200 for Smart Start Checking). The maximum daily purchase limit is whatever the available amount is in your account, up to $5,000 with a maximum of 15 daily transactions.
How do I report my card to be lost or stolen?
For cardholder support and to report a lost or stolen Visa debit card, call 855-460-0947.
Afena Federal Credit Union is a full-service financial institution headquartered in Marion, IN that serves Grant, Wabash, Blackford, Jay, and Wells counties.
