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VISA Rewards Card

Their card or ours? That's a really easy choice.

Almost every mega-bank in America offers credit cards. But in ways that matter, Afena cards are simply better. So why deal with a far-off faceless bank when you can get all the power of Visa from your friendly local credit union?
Our Visa Platinum comes with lower interest rates that save you money with every monthly payment. Our Visa Rewards offers 2 points for every dollar spent, doubling up many competitors.
Some of the lowest rates around will leave you smiling every time you make a purchase or a payment. Plus, enjoy a wide variety of Visa extras.

  • Rates as low as 9.49% APR1
  • Line of credit up to $30,000**
  • No annual fee
  • No balance transfer fees
  • Travel and accident insurance
  • Protect yourself against fraud with Afena Purchase Alerts powered by Visa
  • Visa Zero Liability means you're not held responsible for purchases made with lost or stolen cards
There are so many things to love about Afena's Visa Rewards Credit Card, it's impossible to pick which one we love the most...But, we've narrowed it down to our top three favorites!

  1. You get to choose your own rewards! With Afena's Visa Rewards Credit Card, you'll earn 2 points for every $1 you spend, and you get to choose how you want to claim your rewards points! Claim your rewards as:
    - Cash back (earn 2% cash back on every dollar you spend)
    - Travel (use your points for flights, hotels, and more)
    - Gift cards (for your favorite retail stores) or,
    - Merchandise (available at our special online store)

  2. 12-month introductory rate as low as 1.99% APR!2 (does not include balance transfers) After the introductory period expires, you'll still enjoy a low fixed rate starting as low as 12.24% APR.

  3. No annual fees or balance transfer fees! You can have peace of mind knowing that your Afena Visa Rewards Credit Card comes with lots of perks, not lots of fees. Payments are as low as $25 a month or 3% of your outstanding balance, whichever is greater.

You can track, monitor, and redeem your points on our special CU Rewards website. Simply register your Rewards card with our CU Rewards website to track your points and claim your rewards!

For an easier and more secure way to manage your credit card, download our Afena Card Mobile App, available for iPhone(Opens in a new Window) and Android(Opens in a new Window) devices!

Afena Card Mobile brings together all the most popular card management features and seamlessly presents them on a single platform. After easy download and installation, members simply register their credit and debit cards on the app to enjoy many popular features. Credit Card features include:

  • Seeing account details
  • Getting a 90-day transaction history 
  • Making payments
  • Turning a card off/on
  • Tracking reward points
  • Setting alerts 
  • Reporting a card lost/stolen
  • Disputing transactions 

View our most recent Visa disclosure.

Afena Federal Credit Union is a full-service financial institution headquartered in Marion, IN that serves Grant, Wabash, Blackford, Jay, and Wells counties.

1 APR = Annual Percentage Rate. All rates based on credit score. Offer subject to change without notice. The minimum payment on VISA Platinum card is $25 or 3%, whichever is greater.

2 APR = Annual Percentage Rate. All rates based on credit score. Introductory rate is valid for 12 months from account opening on new purchase transactions only; not valid on balance transfers or cash advances. Post-introductory rates for Rewards VISA range from 12.24% to 17.99% APR. For more information about rewards program go to www.curewards.com/login. Offer subject to change without notice. The minimum payment on VISA Rewards card is $25 or 3%, whichever is greater.

**Must meet qualifications
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