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Improve My Home

Your home is your castle. Make it look the part.


You love your home with all your heart. It has character. It has soul. But it could use an extra bedroom. Or bigger kitchen. Or new roof or A/C system. An Afena Federal Credit Union Home Improvement Loan can provide the dollars you need to renovate, remodel, and make your home even more remarkable.

This is an unsecured loan, which means you don't have to worry about how much equity is in your home in order to borrow the money.

All you need is a good credit history and good relationship with us, and you can get the funding to take on that important home improvement project.

Unsecured Home Improvement Loan

  • Borrow up to $25,000
  • Rates as low as 7.99% APR* - even more affordable than our Personal Loan rates
  • No collateral or home equity required
  • Flexible repayment terms up to 15 years
  • Easy application process with fast approval
  • No closing costs
  • Make convenient monthly payments by scheduling automatic transfers from your checking account

Afena Federal Credit Union is a full-service financial institution headquartered in Marion, IN that serves Grant, Wabash, Blackford, Jay, and Wells counties.

*APR = Annual Percentage Rate. Rates, terms, and conditions subject to change and may vary based on qualifications, including creditworthiness. All loans subject to approval. Rates vary based on term and credit score. Example: with a credit score of 720+ and a repayment term of 5 years, the interest rate would be 7.99% APR. Borrowing $10,000 at these terms would equal a monthly payment of $202.72. Maximum term length is 180 months; maximum amount to borrow is $25,000. All loans are subject to underwriting and an ability to qualify. Afena reserves the right to discontinue, change, and/or update the promotion without notice. See credit union for details. Federally insured by the NCUA.











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