It's simple: Deposit, grow, celebrate!
Share Certificates
You work hard for your money; shouldn't your money work just as hard for you? With an Afena Federal Credit Union share certificate, earning money at higher rates is almost effortless. Just choose a savings period ranging from 3 months to 5 years, and then go about your everyday life feeling confident that your balance is getting bigger all on its own.
- Minimum opening deposit of $250
- Share certificates feature higher dividend rates than most standard savings accounts
- In general, longer-term certificates have the highest rates
- Enjoy peace of mind knowing your money is safe from loss and your initial deposit is never at risk
- Savings periods ranging from 3 months to 5 years allow you to select a term that works best for you and avoid early withdrawals (which may result in the loss of some dividend earnings)
- Deposits up to $250,000 insured by the NCUA
Payroll Certificates
Don't quite have the $250 needed to open one of our share certificates? No problem. We can still put you on a path to higher earnings and help you reach your savings goals!
- Open your certificate with a low minimum deposit of $10
- Arrange for at least $5 of each direct deposit of your weekly paycheck to be deposited into your payroll certificate account (monthly deposits must equal at least $20)
- Earn the same attractive dividend rate as our 12-month share certificate
- Certificate has 12-month term, during which if funds must be withdrawn the certificate will be closed, and no dividends will be earned.
- Deposits insured up to $250,000 by the NCUA
Afena Federal Credit Union is a full-service financial institution headquartered in Marion, IN that serves Grant, Wabash, Blackford, Jay, and Wells counties.
