Multi-generational family

The Afena Difference

At Afena, we're 100% focused on your financial success


That’s a bold statement, but we back it up with our unwavering dedication to our members. Here’s why Afena is different

What makes us different from a bank?


Credit unions are not-for-profit, member-owned, democratically controlled financial cooperatives. Simply put, we exist to serve you. No stockholders, no profits to pay out—just members helping members. Our entire board is made up of volunteers, committed to your success.

At Afena, we’re all about second chances and first opportunities. Need a loan? We’re here to listen, not judge. Your story and financial journey matter to us, and we’re here to help you find the best solutions. We strive to increase financial equity and provide more opportunities, especially for those in marginalized communities.

Feeling overlooked by big banks?


Afena's local branches give us the opportunity to get to know your name, your goals and the services you need. We offer many of the same services that banks do, and because our members also are our owners, we return profits through lower loan rates, higher savings rates and free or low-cost services.

Because of our personal approach, we form bonds with people, not just conduct transactions. We want to become your financial partner, to help you reach your version of financial success across every life stage. We invest in you and your dreams because we believe in what you're trying to achieve.

What’s in it for you?


Once you put your money in Afena, you become a member, not just a customer. Your deposit is your share of the ownership in the credit union. As a member, you have the right to vote for your choice of board members, or even run yourself. Whatever your needs, our low-cost (and often free!) services, member ownership, and personal service make the choice between a bank and a credit union pretty simple.

Afena Federal Credit Union is a full-service financial institution serving Grant, Wabash, Blackford, Jay, and Wells counties in Indiana.











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