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Reduce My Debt

Break out of your debt cycle and enter a new phase of financial freedom


A big purchase or two. Major repairs. Throw in a little bad luck and you can end up in an ocean of debt with multiple monthly payments and sky-high interest charges. At Afena Federal Credit Union, we offer much-needed relief. With a debt consolidation loan, you can end up with just one simple payment, reduced interest charges and a lot more breathing space.

If you have balances on multiple credit cards that you're only making minimum monthly payments on or you're paying sky-high interest rates on personal loans through finance companies or online lenders, talk to Afena about our debt consolidation options today. Our mission is to help people out of those types of situations.
Debt consolidation loans are one of the things we do best here. When you're ready to take control of your financial situation, we can help you take all of your various high-rate loans and roll them into one Afena loan so you can break the debt cycle once and for all. 

  • Flexible payment terms to keep your payments affordable
  • Competitive low rates
  • Easy application process
  • Fast approval
  • No application fees
  • For easy payment, schedule automatic monthly transfers from your Afena Federal Credit Union checking account

Need to get your financial situation under control, but not sure about the right option for you? Interested in free professional financial coaching to help you create a budget, understand your finances, learn more about debt reduction options, understand your credit score, and more? At Afena, our loan officers are certified financial counselors who can help you with all of the above. To schedule an appointment, contact us today.

  • Free, personal sessions with trained Afena financial counselors
  • Learn why your score is at its current level
  • Get help creating a budget and with other important financial matters
  • Create an overall plan to raise your score and improve your financial health
  • At Afena, we have a judgment-free approach and promise to never speak down to you or make you feel bad about your financial situation







Afena Federal Credit Union is a full-service financial institution headquartered in Marion, IN that serves Grant, Wabash, Blackford, Jay, and Wells counties.
 
*Must meet qualifications. Rates are based on credit worthiness. APR=Annual Percentage Rate

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We're not like the other banks...

And that's not just because we're a credit union! You can always count on us to listen, not judge and treat you like a person, not a credit score.
 

Learn more about the Afena Difference