It's All Fun and Games Til Someone Loses a Credit Card: Safety in Online Games

Claire the Afena Mom Blog

It's All Fun and Games Til Someone Loses a Credit Card: Safety in Online Games

Sep 11, 2016

Before the cellphone era, gaming was a pretty secure business. You bought a disk or deck of cards, and played it many times until you grew bored of it. On the surface, today’s gaming seems like an improvement. It is incredibly convenient to have all your games on a single device in your pocket.. The downside is that everything else — your phone number, your email address, even your financial information — may all be on that device, too. It’s become easier for online scammers to take what they want. Be on the lookout for these three ways mobile games take your money, and protect yourself!

1.) In-app purchases

In-app purchases are deceptively simple. You “buy” a free game in the app store, thinking you got a bargain. You play the game for a few minutes, enjoying yourself as you destroy your friends at trivia or pop some bubbles. Then you hit a snag — you’ve maxed out the number of games you can play in one day, and you’ll have to wait 24 hours to play again. You’re frustrated and willing to do anything to keep playing. The game offers you a solution. You can pay a small fee of $0.99 to continue playing — and paying.

2.) Phishing scams

This app requires you to set up an account with the app manufacturer’s website, to ensure that your game is secure. It asks for your email account, and a username and password. You input your email account, a username, and then you use the password that you use for everything. Any other system you use that password for can now be compromised.

Another version of this scam is when an email supposedly from the game company tells you to login through a link in the email to receive a fabulous in-game prize. Of course, there is no prize, and the email was a tool for scammers to collect your login information.

The best way to prevent this is through research. Do a quick search of the app you’re considering, to ensure it’s a safe one.

3.) “Bonus credit” 

This one begins in the same way an in-app purchases scam does. You buy the app, you play the app for awhile, and then it says you’ve run out of credits. To get more credits, you have to watch an advertisement or take an IQ quiz. The advertisements are almost always legit, but the “IQ quiz” includes an agreement to pay $10 a month on a phone bill!

This scam is especially sneaky because crooks don’t need access to a credit card number or a login. All that’s necessary is for one user on a family plan, even a child, to click through a service agreement without reading it carefully.

Awareness and common sense are the keys. Avoid apps that ask you for purchases to play the game. Research apps before you give them any personal information. Have fun- but stay safe!

SOURCES:

https://www.baekdal.com/opinion/how-inapp-purchases-has-destroyed-the-industry/
http://www.scambusters.org/onlinegamesscam.html
https://www.theguardian.com/technology/2016/jul/10/pokemon-go-armed-robbers-dead-body