Refinance your car loan with Afena and save BIG!
Looking to lower your monthly car payments? Afena Federal Credit Union makes auto loan refinancing in Grant County, Indiana simple, affordable, and designed to help you save.
Why Refinance with Afena?
- Save 1% off your current rate when you bring your car, truck, or SUV loan from another lender.
- Lower your monthly payment and free up money in your budget.
- Flexible terms up to 84 months to fit your lifestyle.
- Local service you can trust with decisions made right here in Grant County.
How to refinance
Refinancing is quick and easy! Just call 765.664.8089, apply online, or stop into one of our three conveniently located branches in Marion, Upland, or Gas City.
Have more questions?
1. How much can I save by refinancing my car loan with Afena?
You’ll save 1% off your current rate (as low as 4.50% APR*) when you bring your loan from another lender. Many members also enjoy lower monthly payments and hundreds in interest savings over the life of the loan.
You’ll save 1% off your current rate (as low as 4.50% APR*) when you bring your loan from another lender. Many members also enjoy lower monthly payments and hundreds in interest savings over the life of the loan.
2. Will refinancing my auto loan hurt my credit?
Applying for refinancing may result in a small, temporary inquiry on your credit report, but most members find that the savings outweigh any short-term impact. Plus, making on-time payments on your new loan can help improve your credit over time.
Applying for refinancing may result in a small, temporary inquiry on your credit report, but most members find that the savings outweigh any short-term impact. Plus, making on-time payments on your new loan can help improve your credit over time.
3. What vehicles qualify for refinancing?
We refinance cars, trucks, and SUVs that are currently financed with another lender that have with a minimum $5,000 balance.
We refinance cars, trucks, and SUVs that are currently financed with another lender that have with a minimum $5,000 balance.
4. How long does the refinance process take?
Most members can refinance in just a few days. Our local loan officers handle everything for you, making the process quick and stress-free.
Most members can refinance in just a few days. Our local loan officers handle everything for you, making the process quick and stress-free.
5. Do I have to be a member of Afena Federal Credit Union?
Yes, but becoming a member is simple! If you live, work, worship, or attend school in Grant County, you’re eligible to join.
Ready to get started with refinancing car loan?
Apply online here
Yes, but becoming a member is simple! If you live, work, worship, or attend school in Grant County, you’re eligible to join.
Ready to get started with refinancing car loan?
Apply online here
Afena Federal Credit Union is a full-service financial cooperative headquartered in Marion, IN that serves Grant, Wabash, Blackford, Jay, and Wells counties.
*APR = Annual Percentage Rate. All rates, terms, and conditions are based on creditworthiness, as well as age of the vehicle and the amount borrowed. This offer does not apply to existing vehicle loans currently financed through Afena FCU. Eligible vehicles must be model year 2010 or newer. Documentation of your current loan rate will be requested at the time of application. To qualify for this offer, your credit report must indicate that you have a good payment history on the vehicle to be financed. If eligible, Afena will refinance your vehicle loan at a rate that is 1% lower than your current loan rate, or the current Afena FCU posted auto loan rates, whichever is lower. Afena’s new automobile loan will not go below the floor rate of 4.50% APR. Afena reserves the right to change or end this promotion at any time without notice. Rates are valid September 8 through November 30, 2025, on all eligible vehicles/loans.
**Interest will continue to accrue during deferral period.