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Debit Cards

Want a fast, easy and convenient way to make purchases without writing a check or carrying cash around? Then you need an Afena Debit card. It's the fastest way to make purchases. With a debit card you can shop at many merchant locations without having to carry cash or remember your checkbook and enjoy all the protections of using Visa, like their Zero Liability policy against fraudulent purchases. Just present your debit card anywhere Visa debit cards are accepted, and have the purchase amount deducted directly from your checking account. With a debit card, the purchase amount is automatically deducted from your checking account. There's no credit involved and no interest is charged. And transactions appear on your checking statement, so you can easily track your spending.

What is a debit card? Debit cards are payment cards that debit - or subtract - money directly from your account, as if you were paying with cash or a check. So, for your debit card to work, you must already have the money in your account to cover the transaction. Debit cards are sometimes referred to as check cards. Debit cards differ from credit cards in that credit cards are payment cards that draw from a credit line - money made available by the credit union, and you have until the end of the grace period to pay back all purchases made or make the minimum payment. As mentioned before, a debit card will not work if you don't already have the funds available in your account.

Benefits:

  • Convenience
  • Zero Liability on fraudulent purchases
  • Worldwide acceptance
  • Fast
  • Easy